One of the most common problems people experience when they have a loss is that they are unprepared! A recent survey conducted by the National Association of Insurance Commissioners revealed a significant lack of preparedness among consumers in documenting their belongings. Nearly half - 48 percent - said they did not have an inventory of their possessions. Of those consumers who reported having a checklist, 32 percent had not taken any pictures and 58 percent had no receipts validating the cost of their possessions. In addition, 44 percent of respondents acknowledged that they had not stored their inventory in a remote location.
California State Insurance Commissioner, Steve Poizner, in a recent press release stated, " Californians must do everything possible to prepare themselves for a disaster and to put themselves in a position to make a full recovery after a disaster. A comprehensive list of your belongings and their value will help you file an insurance claim after a disaster. Creating an inventory and storing it in a safe location away from home is one of the most basic - and most effective - disaster preparedness steps anyone can take to help protect themselves and their financial future."
Here at the Shannon Agency, upon request we will provide you with software that was created to assist you in the documentation process. I guarantee you that if you try to reconstruct an inventory of your belongings after a loss the only person that will be shortchanged is yourself. Call me today to request our Household Inventory software and start today towards making sure that you will be paid all you deserve in the event of a loss!!
Comments